NobleWealth Advisory
Your Property Loan Advisor — Building Noble Wealth.
We help Malaysian homeowners, property investors, and business owners secure the right financing, reduce interest costs, and protect what they’ve built — all with one trusted advisor.
Who We Are
NobleWealth Advisory is a mortgage and financial advisory firm based in Petaling Jaya, Selangor, with over 12 years of experience in mortgage and SME loan financing. We work with all major banks in Malaysia to match you with the financing package that fits your profile — not just the first offer on the table.
Whether you’re buying your first home, refinancing to save on interest, growing your business, or purchasing commercial property under your company — we handle the numbers, the paperwork, and the bank negotiations, so you don’t have to.
Our Services
Housing Loan Planning
First home or next home — we assess your DSR, CCRIS, and CTOS standing before you commit, so your loan application is approved the first time. No wasted bookings, no surprise rejections.
Refinancing & Cash-Out
Still paying yesterday’s interest rate? We compare packages across banks and show your real savings, upfront costs, and break-even timeline in black and white. Need funds for renovation, business, or your next investment? Unlock the value in your property at home loan rates — not personal loan rates.
Investment Property Financing
Buying your second or third property? We structure your financing to maximise margin — up to 90% on your third property — while keeping your overall commitments healthy.
SME & Business Financing
Working capital, term loans, or government-backed schemes — we help business owners secure the right financing to grow, with guidance on what banks actually look for in your company accounts.
Commercial Property Financing
Buying a shop lot, office, or factory under your personal name or company (Sdn Bhd)? We structure the financing for you — comparing margin, tenure, and rates across banks, and advising whether to purchase under personal or company name for the best outcome.
Loan Protection & Insurance Planning (MRTA vs MLTA)
A home loan is a 30–35 year commitment. We help you protect it the right way — comparing MRTA vs MLTA, plus medical and critical illness coverage — so your family keeps the house no matter what happens.
Will & Estate Planning
Your property is likely your biggest asset — make sure it passes to the right hands, without delay or dispute. We help you put a proper will and estate plan in place, so your family is protected and your wishes are carried out.
Housing Loan Planning
First home or next home — we assess your DSR, CCRIS, and CTOS standing before you commit, so your loan application is approved the first time. No wasted bookings, no surprise rejections.
Refinancing & Cash-Out
Still paying yesterday’s interest rate? We compare packages across banks and show your real savings, upfront costs, and break-even timeline in black and white. Need funds for renovation, business, or your next investment? Unlock the value in your property at home loan rates — not personal loan rates.
Investment Property Financing
Buying your second or third property? We structure your financing to maximise margin — up to 90% on your third property — while keeping your overall commitments healthy.
SME & Business Financing
Working capital, term loans, or government-backed schemes — we help business owners secure the right financing to grow, with guidance on what banks actually look for in your company accounts.
Commercial Property Financing
Buying a shop lot, office, or factory under your personal name or company (Sdn Bhd)? We structure the financing for you — comparing margin, tenure, and rates across banks, and advising whether to purchase under personal or company name for the best outcome.
Loan Protection & Insurance Planning (MRTA vs MLTA)
A home loan is a 30–35 year commitment. We help you protect it the right way — comparing MRTA vs MLTA, plus medical and critical illness coverage — so your family keeps the house no matter what happens.
Will & Estate Planning
Your property is likely your biggest asset — make sure it passes to the right hands, without delay or dispute. We help you put a proper will and estate plan in place, so your family is protected and your wishes are carried out.
WHY Noblewealth
Bank-neutral advice
We compare across banks and work for you, not any single bank.
Numbers first
Every recommendation comes with a clear calculation — savings, costs, break-even — before you sign anything.
Pre-assessment before application
We check your eligibility upfront so you never burn a CCRIS record on a doomed application
One advisor, end to end.
From loan approval to legal process to protection planning — one point of contact throughout.
Bilingual service
We serve you comfortably in English and Mandarin / 中文服务.
HOW IT WORKS
Step 1
Free Assessment
Share your goal and basic financial details via WhatsApp. We pre-assess your eligibility within 24 hours.
Step 2
Compare & Plan
We present your best options across banks, with full cost-and-savings breakdowns in plain language.
Step 3
We Handle the Process
Documents, submission, bank follow-up, lawyer coordination — we manage it until your loan is disbursed.
Step 4
Ongoing Protection
We review your loan and protection plan as your life changes — new property, new family, new goals.
testimonials
Join our team
We’re recruiting real estate agents, insurance agents, and ex-bankers who want to add mortgage advisory to their income. Earn referral commissions, get full training, and access PCE/CEILLI pathways.
FOUNDER
CHRIS CHONG
SENIOR PARTNER
JACK WAI
FOUNDER
CHRIS CHONG
SENIOR PARTNER
ALTAN LAW
Ready to find out how much you can save?
Chris Chong — Managing Partner
Petaling Jaya, Selangor
